En Triple-S, estamos comprometidos con brindar experiencias laborales significativas para nuestra Gente Valiosa. Nos esforzamos por la excelencia en todo lo que hacemos, desde la forma en que trabajamos juntos hasta la forma en que servimos a nuestros clientes.
Al unirte a Triple-S, serás pieza clave para nuestros esfuerzos de brindar atención médica accesible y de alta calidad, así como también contribuirás a nuestro propósito de habilitar vidas saludables. Servimos a más de a más de 1 millón de asegurados en Puerto Rico, a través de nuestras líneas de negocios Medicare Advantage, Medicaid, Comercial, Vida y Propiedad & Contingencia.
Construyamos comunidades saludables juntos. ¡Únete a nosotros!
JOB SUMMARY
Provides strategic leadership to the Underwriting department, establishing objectives aligned with enterprise goals. Drives staff development and process efficiency initiatives while ensuring meticulous analysis of rating actions across the Commercial group portfolio. Implements best practices to navigate complex situations, establish preventive measures, and uphold the company's financial health and operational integrity through proactive risk management
ESSENTIAL FUNCTIONS
- Provide commercial market leadership team with relevant analysis and information in support of operational, financial, and strategic decisions.
- Plan, organize, and control commercial group underwriting processes, ensuring adherence to sound underwriting principles and business judgment.
- Ensure corporate financial and sales goals are met through sound underwriting of commercial group business and provide consultative support to sales representatives, brokers, and clients.
- Develop, implement, maintain, and monitor underwriting guidelines, policies, and procedures to standardize department operations and drive improvements in efficiency and productivity.
- Stay updated on product changes, system changes, market insights, and legislative changes impacting the Commercial portfolio.
- Build and maintain underwriting dashboards and forecasts to support pricing decisions, financial budgets/forecasts, and strategic plans.
- Perform ad-hoc analysis, summarize findings, and submit recommendations requiring senior leadership approval. Prepare presentations and lead pricing discussions.
- Ensure compliance with federal and local legal/regulatory requirements, enforce adherence to requirements, and advise on necessary actions.
- Manage, lead, coach, and develop the underwriting team. Monitor and evaluate staff performance and recommend personnel actions.
- Implement and maintain internal controls related to underwriting, promptly resolving compliance and audit findings.
EDUCATION
- Master's Degree in Estadisticas or Matematicas
Master’s Degree in Statistics, Mathematics, Risk Management, or related field, with at least five (5) years of related experience. Or bachelor’s degree in Statistics, Mathematics, Risk Management, or related field, with at least ten (10) years of related experience. At least five (5) years must be dedicated to the management of related functions in positions of increasing responsibilities is desirable.
LICENSES AND CERTIFICATIONS
- No requerido
COMPETENCIES
- Deleite del cliente
- Analisis de datos
- Desarrollo de talento
- Dominio Financiero y del Negocio
- Mentalidad una Compañía
- Conocimiento Práctico en Tecnología
Es política de la compañía buscar a los(las) solicitantes calificados(as) para puestos en toda la empresa sin distinción de raza, color, origen nacional, religión, sexo, identidad de género, orientación sexual real o percibida, estado civil, condición social, las ideologías políticas, edad, discapacidad física o mental, condición de veterano o cualquier otra característica protegida por la ley.
Empresa libre de drogas. Patrono con Igualdad de Oportunidad de Empleo”. Acción Afirmativa para Veteranos y Personas con Discapacidad". Patrono con E-Verify para verificar la elegibilidad de empleo de todos los/las nuevos(as) empleados(as).
Invitamos a las mujeres, veteranos y discapacitados a participar.